Here are the things about motorbike : Are you someone who often uses a motorbike for daily mobility? Or maybe, the motorbike is used for work? If so, it’s time for you to think about using a motorbike insurance product. The right motorbike insurance product will provide protection if one day a problem occurs with your motorbike, whether in the form of damage or even loss.
Why is Motorcycle Insurance Important?
Unfortunately, there are still many people who feel they don’t need motorbike insurance for various reasons; starting from feeling like you are always careful on the road to feeling like you live in an area where motorbike theft is minimal.
In fact, what is called a disaster, of course no one knows when it will come. When we are careful on the road, it could be that other vehicles are less careful and we are the ones affected. When we feel we have locked our motorbike properly, that doesn’t mean there is no risk of theft at all.
Therefore, having motorbike insurance can bring many benefits if such an unpleasant incident happens to Smart People.
Motorcycle Insurance Benefits
Having the right motorbike insurance will make you feel many benefits which will certainly be very helpful when a problem occurs with the motorbike. Don’t believe? Check the list for yourself below!
- Provides protection
Various unpleasant incidents can happen to your motorbike, from accidents to motorbike theft. Therefore, getting protection for your motorbike is important. With this protection, you don’t need to be confused and panic if this happens.
- Providing fee reduction
When an accident occurs, sometimes the cost of servicing the motorbike is not small. But, don’t worry; By taking out the right motorbike insurance, you can get a reduction in costs if one day an accident occurs. In fact, in certain cases, motorbike insurance will compensate you for all the losses you experience. So, the potential for disruption to financial conditions when a disaster occurs can be greatly reduced.
- Creates a sense of calm and security
After becoming a participant in a motorbike insurance product, you can be sure that you will feel calmer and safer with the motorbike you own. So you don’t need to worry if one day something unpleasant happens to your motorbike.
Types of TLO Motorcycle Insurance
One type of motorbike insurance that is commonly sought by prospective insurance participants is TLO or Total Loss Only motorbike insurance. TLO motorbike insurance will provide compensation for motorbike damage or loss with a nominal amount of up to 75% of the loss. This insurance is suitable for those of you who frequently use your motorbike everywhere, or even need the motorbike to do your daily work. So, does this protection suit your needs?
Motorcycle Insurance Premiums and How to Claim
T ride motorbike insurance premiums are very affordable, with costs starting from IDR 10 thousand per month. Of course, the premium costs are in accordance with the applicable terms and conditions. Quite cheap costs for full protection, right?
